Repayment amounts are based on a 15.95% interest rate and are indicative only. They exclude any brokerage, establishment, administration, waiver and insurance fees. These terms may not be available for your loan type. All loan quotes are subject to full application details and lenders conditions at the time of application.
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Cost of a Loan
We do not offer Short Term loans, all East Bay Finance Loans are for terms of six to sixty months with a fixed annual rate of interest. Our current interest rates start at 15.95% but may be as high as 39.95% depending on credit history, security offered and your overall credit profile. A typical $20,000.00 loan through East Bay Finance would be as follows:
- Personal Loan Amount $20,000
- Establishment Fee $440.00
- Payments over 36 months
- Interest rate from 15.95% including monthly
- Admin fee of $15 per month
- Repayments from $900.00 per month including (optional)payment waiver cover – subject to terms and conditions
- Annual Percentage Rate 20.7%
This is only an example – please refer to our Fee tab for full disclosure.