Skip to content
East Bay Finance
  • Home
  • Loans
    • Personal Loans
    • Quick Cash Loans
    • Bad Credit Loans
    • Debt Consolidation Loans
    • Small Business Loans
    • Second Mortgage
    • Emergency Loans
    • Wedding Loans
    • Car Loans
  • Loan Calculator
    • How much can I borrow?
    • How much will it cost?
    • Debt Consolidation Calculator
  • Our Process
  • About
  • Contact
Menu
  • Home
  • Loans
    • Personal Loans
    • Quick Cash Loans
    • Bad Credit Loans
    • Debt Consolidation Loans
    • Small Business Loans
    • Second Mortgage
    • Emergency Loans
    • Wedding Loans
    • Car Loans
  • Loan Calculator
    • How much can I borrow?
    • How much will it cost?
    • Debt Consolidation Calculator
  • Our Process
  • About
  • Contact
  • 0800 432 742
Apply Now
Apply Now, it's quick & easy

Low-Cost Lending That’s Fast Too!

  • Rates from 8.95%*
  • Same day payout*
  • Loans approved in 1-2 hours*
Try our Loan Calculator

Why East Bay Finance

LOANS

A quick & transparent process, East Bay Finance offers loans for all purposes.

Personal Loans
Quick Cash Loans
Bad Credit Loans
Debt Consolidation
Small Business Loans
Second Mortgage Loans
Emergency Loans
Wedding Loans
Car Loans
View our Process
Find out More
Apply now, it's quick & easy!

We're for you

Ready To Get Started?

Our professional team of lenders are highly trained and ready to help. Apply for a loan online we’ll be in touch soon, or phone us during working hours. You can also email us.  

Apply now, it's quick & easy!
or call us on 0800 432 742

Quick Links

  • Loans
  • Loan Calculator
  • About
  • Contact
  • Apply Now
Menu
  • Loans
  • Loan Calculator
  • About
  • Contact
  • Apply Now
East Bay Finance

Small enough to care, big enough to count

Facebook-f
Linkedin-in
Instagram
Twitter
Apply Now
0800 432 742

Getting a Loan

  • Terms and Conditions
  • Fees and Interest Rates
  • Responsible Lending Code
  • Unforeseen Hardships
  • Internal Complaints Procedure
  • Privacy Declaration
  • FAQ’s
Menu
  • Terms and Conditions
  • Fees and Interest Rates
  • Responsible Lending Code
  • Unforeseen Hardships
  • Internal Complaints Procedure
  • Privacy Declaration
  • FAQ’s
© East Bay Finance
Website by Digital Stream
  1. East Bay Finance do not source loans for a period of 61 days or less. The minimum loan period is 62 days. The maximum loan period is 60 months. We are a NZ registered Financial Service provider – FSP Number 10841 & also a member of Financial Services Complaints Ltd – our FSCL Number is 4228.
  2. You are protected by responsible lending laws. Because of these protections, the recommendations given to you about lending through East Bay Finance are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.”.
  3. *Rates of 8.95% subject to lending criteria and eligibility. 1-2 hour approval and same day payout subject to the applicant meeting our lending criteria and supplying all the information we need to process their application and depends on the number of other applicants we are processing. Terms of 120 months only available on secured loans. Unsecured loans offer terms of up to 60 months.
  4. We partner with Provident Insurance to provide policies for Motor Vehicle Insurance, Credit Contract Indemnity, Guaranteed Asset Protection and Mechanical Breakdown Insurance