Low-Cost Lending That’s Fast Too!

*Subject to responsible lending checks and lending criteria.

Why East Bay Finance

Emergency Loans

If you’re in need of an emergency loan we understand time is of the essence.

Our professional team of lenders move fast to get you the cash you need. You could have funds as soon as the day you apply or the next.

East Bay Finance provides loans for all sorts of reasons, and best of all we do not charge a premium for fast loans.

We want to provide you with financial assistance at an interest rate that’s not going to add to your stress.


Types of

Emergency Loans

Emergency Loans

What Does It Cost?

As a low-cost lender, the rates we charge are reasonable and we tailor them to you.

A lot of people think high-interest payday loans are their only option if they need cash fast, or if they have a poor credit history, but that’s not true.

When it comes to borrowing you have lots of options. Your repayments will be set up to suit you, at an amount you can afford and timed with when you get paid.

Our loan terms start at 6 months, which we feel is a more affordable time period.

The last thing we want to do is put you under more pressure by expecting you to pay us back within a few weeks.

Credit score

Less Than Perfect?

We say yes more often.

East Bay Finance provides bad credit loans, or as we like to refer to them ‘second chance loans’.

Unlike other lenders, bad credit loans aren’t a ‘no-go’ for us.

Many of our clients have defaulted on payments in the past, but can explain why and have made real efforts to get back on track.

When you apply for a personal loan with East Bay Finance we take the time to listen to your story, and treat you like an individual.

East Bay Finance

Personal Loan Calculator

Have you tried our lending calculator? Work out what your repayments could be.

These repayments are indicative only.

To find out what your actual repayments would be, give us a call or fill in the online application form.

Why choose

East Bay Finance?

In times of stress, the last thing you want to be worried about is money.

An emergency loan from East Bay Finance can provide you with the funds you need to cover costs and help you deal with life’s unexpected curveballs.

Your application will be handled professionally, with care and compassion.

Our interest rates fall within the ‘low-cost lending’ threshold, so you can meet your needs today without jeopardising your future.