Low-Cost Lending That’s Fast Too!

Find out how much you could borrow

Finance Calculator

Repayment amounts are based on a 12.50% interest rate and are indicative only. For your actual rate, apply for a loan. It takes just 2-3 minutes of your time.

How much would you like to borrow?

Repayment Term	Monthly	Weekly
12 months	$0	$0
24 months	$0	$0
36 months	$0	$0
48 months	$0	$0
60 months	$0	$0

NB: These repayment amounts exclude any brokerage, establishment, administration, waiver and insurance fees. These terms may not be available for your loan type. All loan quotes are subject to full application details and lenders conditions at the time of application. Please read the Responsible Lending Guidelines for more information.

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Ready To Get Started?

Our professional team of lenders are highly trained and ready to help. Apply for a loan online we’ll be in touch soon, or phone us during working hours. You can also email us.

or call us on 0800 432 742

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East Bay Finance do not source loans for a period of 61 days or less. The minimum loan period is 62 days. The maximum loan period is 60 months. We are a NZ registered Financial Service provider – FSP Number 10841 & also a member of Financial Services Complaints Ltd – our FSCL Number is 4228.
You are protected by responsible lending laws. Because of these protections, the recommendations given to you about lending through East Bay Finance are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.”.
*Rates of 8.95% subject to lending criteria and eligibility. 1-2 hour approval and same day payout subject to the applicant meeting our lending criteria and supplying all the information we need to process their application and depends on the number of other applicants we are processing. Terms of 120 months only available on secured loans. Unsecured loans offer terms of up to 60 months.
We partner with Provident Insurance to provide policies for Motor Vehicle Insurance, Credit Contract Indemnity, Guaranteed Asset Protection and Mechanical Breakdown Insurance