Boat Loans

Our marine and boat loans can get you on the water to enjoy what our foreshores and beyond have to offer all year round.

East Bay Finance helps hundreds of people every year with boat loans for just about anything that’ll float on water. Boats and jet-skis are our most popular boat loans; we finance all types of marine assets including new and used boats, jet-skis, trailers and marine refurbishments.

If you already have a boat loan and feel you are paying too much interest, give us a call and we can see if there’s any room for savings by switching you to one of our boat loans. Our friendly team know everything there is to know about re-financing with the aim of saving our clients’ money.

Ready to get started?

Our professional team of finance experts are highly trained and will provide the refinancing solution you need. For any queries, the customer care team can be reached by email or phone during normal working hours.

How much would you like to borrow?
Repayment Term:
36 months
60 months

Repayment amounts are based on a 8.95% interest rate and are indicative only. They exclude any brokerage, establishment, administration, waiver and insurance fees. These terms may not be available for your loan type. All loan quotes are subject to full application details and lenders conditions at the time of application.

Please read the Responsible Lending Guidelines for more details


Cost of a Loan

We do not offer Short Term loans, all East Bay Finance Loans are for terms of six to sixty months with a fixed annual rate of interest. Our current interest rates start at 8.95% but may be as high as 39.95% depending on credit history, security offered and your overall credit profile. A typical $20,000.00 loan through East Bay Finance would be as follows:

  • Personal Loan Amount $20,000
  • Establishment Fee $440.00
  • Payments over 36 months
  • Interest rate from 8.95% including monthly
  • Admin fee of $15 per month
  • Repayments from $900.00 per month including (optional)payment waiver cover – subject to terms and conditions
  • Annual Percentage Rate 20.7%

This is only an example – please refer to our Fee tab for full disclosure.