DIY or getting in the paid professionals to get those home improvements or that renovation work done is always an exciting time.
Our Home Improvement Loans can help you finance that new kitchen or bathroom you’ve always dreamed about.
Getting your finance approved before you get the tradies in or purchase the required materials for your own DIY job will help you to plan properly and set realistic budget levels.
When financing your project with one of our home improvement loans, you may avoid having to use the equity in your home. We’ve got many options to suit everyone depending on their individual requirements.
Repayment amounts are based on a 15.95% interest rate and are indicative only. They exclude any brokerage, establishment, administration, waiver and insurance fees. These terms may not be available for your loan type. All loan quotes are subject to full application details and lenders conditions at the time of application.
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Cost of a Loan
We do not offer Short Term loans, all East Bay Finance Loans are for terms of six to sixty months with a fixed annual rate of interest. Our current interest rates start at 15.95% but may be as high as 39.95% depending on credit history, security offered and your overall credit profile. A typical $20,000.00 loan through East Bay Finance would be as follows:
- Personal Loan Amount $20,000
- Establishment Fee $440.00
- Payments over 36 months
- Interest rate from 15.95% including monthly
- Admin fee of $15 per month
- Repayments from $900.00 per month including (optional)payment waiver cover – subject to terms and conditions
- Annual Percentage Rate 20.7%
This is only an example – please refer to our Fee tab for full disclosure.