Medical Expenses

Medical procedures and treatments can be extremely unsettling and very costly, particularly when you don’t have medical insurance.

Medical expenses that will put you in debt can be the most stressful kind of financial outlay, especially when you don’t have it. It does not always come by choice and usually hits you at the worse time. Even if the procedure is elective, you still may find yourself shocked by the final bill or be unprepared to cover the costs of the procedure in a timely fashion. The bills can add up very quickly and without warning.

We could help you get it done and take away the stress quickly.

  • Optical medical expenses

  • Dental procedures

  • Dermatology procedures

  • Fertility treatments

  • Cosmetic surgery

When it gets to a point where quality of life is paramount and you have to get a procedure done but there’s no savings on hand, we can help with a medical expenses loan.

Ready to get started?

Our professional team of finance experts are highly trained and will provide the refinancing solution you need. For any queries, the customer care team can be reached by email or phone during normal working hours.

How much would you like to borrow?
Repayment Term:
36 months
60 months

Repayment amounts are based on a 8.95% interest rate and are indicative only. They exclude any brokerage, establishment, administration, waiver and insurance fees. These terms may not be available for your loan type. All loan quotes are subject to full application details and lenders conditions at the time of application.

Please read the Responsible Lending Guidelines for more details


Cost of a Loan

We do not offer Short Term loans, all East Bay Finance Loans are for terms of six to sixty months with a fixed annual rate of interest. Our current interest rates start at 8.95% but may be as high as 39.95% depending on credit history, security offered and your overall credit profile. A typical $20,000.00 loan through East Bay Finance would be as follows:

  • Personal Loan Amount $20,000
  • Establishment Fee $440.00
  • Payments over 36 months
  • Interest rate from 8.95% including monthly
  • Admin fee of $15 per month
  • Repayments from $900.00 per month including (optional)payment waiver cover – subject to terms and conditions
  • Annual Percentage Rate 20.7%

This is only an example – please refer to our Fee tab for full disclosure.