Personal Loans

Personal Loans Made Easy

People come to East Bay Finance to get a personal loan for just about anything. From financing your next car to launching New Zealand’s first ever space probe, and everything in between, we will listen to you.

Looking for cash to help deal with short term and long term money issues?

  • debt consolidation

  • overdue bills

  • vehicle finance or repairs

  • home improvements

  • paying off your credit card

  • wedding, birthday or funeral

  • holidays and travel

  • moving costs / rental bonds

How much would you like to borrow?
$1,000
$30,000
Repayment Term:
36 months
Monthly
$0
Weekly
$0
60 months
$0
$0

Repayment amounts are based on a 15.95% interest rate and are indicative only. They exclude any brokerage, establishment, administration, waiver and insurance fees. These terms may not be available for your loan type. All loan quotes are subject to full application details and lenders conditions at the time of application.

Please read the Responsible Lending Guidelines for more details

Ready to get started?

Our professional team of finance experts are highly trained and will provide the refinancing solution you need. For any queries, the customer care team can be reached by email or phone during normal working hours.

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Cost of a Loan

We do not offer Short Term loans, all East Bay Finance Loans are for terms of six to sixty months with a fixed annual rate of interest. Our current interest rates start at 15.95% but may be as high as 39.95% depending on credit history, security offered and your overall credit profile. A typical $20,000.00 loan through East Bay Finance would be as follows:

  • Personal Loan Amount $20,000
  • Establishment Fee $440.00
  • Payments over 36 months
  • Interest rate from 15.95% including monthly
  • Admin fee of $15 per month
  • Repayments from $900.00 per month including (optional)payment waiver cover – subject to terms and conditions
  • Annual Percentage Rate 20.7%

This is only an example – please refer to our Fee tab for full disclosure.